StanLink facilitates up to 100% financing on your project,
with flexible terms and repayment periods. Our affordable
housing loan has a fixed interest rate of 9.5% for
25 years with up to 105% financing. This offer is
open for home purchase, construction financing, and buy & build
options. Talk to us today to make your dreams of home ownership
a reality!
1. Property Search: Upon receiving pre-approval or an estimate of your mortgage eligibility, we begin searching for the client’s ideal properties. Stanlink Capital has a pool of licensed real estate agents who understand your requirements and budget. We assist in evaluating property options, considering factors such as location, amenities, and resale value.
2. Appraisal & Approval: Approach Stanlink Capital to initiate the mortgage application process. We have incorporated Artificial Intelligence to evaluate your credit score and a team that conducts a thorough assessment of your financial situation, including income, credit history, and debt-to-income ratio. Based on this evaluation, we provide an estimate of the mortgage amount you qualify for. You'll be informed of the likelihood of approval and any potential conditions attached to the mortgage.
3. Processing of the Mortgage: Once you've selected a property, Stanlink Capital guides you through the documentation process. We work closely with you to gather necessary documents, such as proof of income, identification, and property details. Our team ensures that all documents are complete and accurate before submission to the lender.
4. Offer from Lender: Upon receiving your application, the lender reviews the documentation and assesses the property's value. Stanlink Capital facilitates communication between you and the lender, addressing any queries or additional requirements. You'll receive a formal mortgage offer outlining the loan amount, interest rate, repayment terms, and any conditions.
5. Property Acquisition: With the mortgage offer accepted, Stanlink Capital coordinates with the seller's agent and legal representatives to finalize the property purchase. We ensure that all legal and financial aspects are handled efficiently, including property inspections, appraisals, and title searches. The lender secures the property's title as collateral against the loan, assuring both parties.
6. Payment for the Property: Depending on the lender's procedures, funds for the property purchase may be disbursed directly to the seller or you as the borrower. Stanlink Capital oversees the transfer of funds, ensuring timely payment and completion of the transaction. We remain available to address any post-closing queries or assistance you may require.